American Express cards

American Express Premier Rewards Gold vs. Platinum

The American Express Platinum card showers cardholders with a $200 airline fee credit, up to $200 in Uber credits, a $75 resort credit for select hotels, a credit for TSA Precheck or Global Entry, free access to some of the best airport lounges worldwide, complimentary Wi-Fi, premium travel insurance and more.

It also offers a 24/7 platinum concierge service that can help you score hard-to-get restaurant reservations and premium concert tickets – a valuable perk that has earned a loyal following amongst affluent cardholders.

In addition, cardholders get 5 points per dollar on flights booked directly with an airline and 5 points per dollar on hotel reservations booked through amextravel.com.

Meanwhile, the less expensive Premier Rewards Gold card offers cardholders a $100 airline fee credit, a $75 resort hotel credit and quality travel insurance, among other premium benefits. In addition, cardholders get 3 points per dollar on flights booked directly with an airline and 2 points per dollar on restaurant, gas and supermarket purchases.

Choosing between the two comes down to how much you’re willing to spend for luxury perks and what specific benefits you’re hoping to get from your credit card.

The Platinum card, for example, offers significantly more freebies and high-end benefits than the Gold card, making it one of the most popular premium cards on the market.

But it’s not only substantially more expensive, it also doesn’t offer as much value on everyday purchases, according to creditcards.com.

Here are some tips, that might help you choose the right Amex card based on the US issued cards:

  • Best for someone who doesn’t want a large annual fee: Premier Rewards Gold card
  • Best for someone who wants a big sign-up bonus in the first year: Platinum card
  • Best for moderate spenders: Premier Rewards Gold card
  • Best for someone who wants to earn rewards for everyday spending: Premier Rewards Gold card
  • Best for frequent travelers: Platinum card
  • Best for someone who wants the best of everything: Platinum card

One thought on “American Express Premier Rewards Gold vs. Platinum

Leave a Reply